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<DocScrutinizer05> https://btcjam.com/listings hmmm
<wpwrak> interest rates in the order of 10% monthly ? yeah, sure :)
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<DocScrutinizer05> no idea
<DocScrutinizer05> didn't check much of it
<wpwrak> the lower ones sound more credible. ~35% p.a. for credit card debt refinancing makes sense. but the higher interest rates are just weird.
<DocScrutinizer05> no idea really. I don't see a "monthly" at rates
<wpwrak> hmm yes. the grouping in the overview may be misleading. i can't get the numbers to add up when using the rate. the yield works, though.
<DocScrutinizer05> no idea what means "yield" here
<wpwrak> payout / loan - 1
<wpwrak> e.g., the first one takes a loan of BTC 9.11 and pays 12 * 0.91244. .91244*12/9.11 = 1.20189681668496158068
<DocScrutinizer05> yeah, makes sense
<DocScrutinizer05> ultra high risk credit sharks
<wpwrak> yields are over the duration of the loan, not normalized over time. so that 60 days loan with a yield of 11.23% is still in the order of 90% p.a.
<wpwrak> at least some, yes
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<Wizzup> Any news on paypal?
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